Ontario homeowners have access to a combination of federal, provincial, and utility rebates that can offset thousands of dollars in renovation and energy upgrade costs. This guide covers every major Ontario-specific program available in 2026, plus how to combine them with federal incentives.
| Category | Cost Range | Notes |
|---|---|---|
| Enbridge Home Efficiency Rebate (HER+) | Up to $5,000 | For Enbridge natural gas customers. Covers smart thermostats ($75), attic insulation ($1,200–$2,400), air sealing ($600), furnaces (high-efficiency), and more. Apply at saveonenergy.ca. |
| Hydro One Energy Saving Incentive | Up to $500+ | For Hydro One customers in rural Ontario. Smart thermostat, insulation, and air sealing rebates. Apply through Hydro One's portal. |
| Ontario Renovates Program | Up to $25,000 loan + $5,000 grant | Income-based program for low-income homeowners. Covers accessibility modifications, structural repairs, energy upgrades. Apply through your local Service Ontario housing office. |
| Accessible Home Renovation Grants | $5,000–$50,000 | Multiple provincial and federal programs for accessibility modifications (ramps, lifts, grab bars) for seniors and persons with disabilities. Includes CMHC Accessible & Adaptable Housing. |
| Toronto Green Standard Rebates | Varies | City of Toronto's specific rebates for energy upgrades. Check the Toronto Atmospheric Fund (TAF) for current programs. |
| Federal Canada Greener Homes (stacks with above) | Up to $5,000 | Always apply for federal Greener Homes alongside provincial programs — most Ontario rebates are explicitly stackable. |
Ontario Renovates and some accessibility programs are income-tested. Enbridge and Hydro One rebates are available to all customers regardless of income. Know which programs you qualify for before planning.
Enbridge HER+ and Hydro One programs have straightforward applications and fast processing. Start with these before applying for government grant programs that have longer wait times.
Toronto residents have access to several city-specific programs including Better Home Loans (0% interest), Tower Renewal, and TAF rebates. If you're in Toronto, check the city's website separately from provincial programs.
If you do a major renovation qualifying as a 'substantial renovation,' you may qualify for the HST New Housing Rebate. See our HST renovation rebate guide for details.
The Enbridge Home Efficiency Rebate Plus (HER+) offers up to $5,000 for energy upgrades to Ontario homeowners who are Enbridge gas customers. Qualifying upgrades include smart thermostats, attic insulation, air sealing, and high-efficiency furnace replacements.
Ontario Renovates is a provincial program providing forgivable loans (up to $25,000) and grants (up to $5,000) to low-income homeowners for critical home repairs, accessibility modifications, and energy upgrades. Eligibility is income-tested and applied for through local Service Ontario offices.
Yes. Multiple programs cover accessibility renovations including Ontario Renovates (up to $5,000 grant), CMHC's Accessible and Adaptable Housing loan, and the federal Enabling Accessibility Fund. Modifications covered include ramps, wider doorways, grab bars, lifts, and main-floor bathrooms.
Most provincial renovation grants and rebates are not taxable income. The federal Canada Greener Homes Grant is tax-free. Always confirm tax treatment with your accountant for larger amounts received.
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